Hanap Pinoy

Growing in the Right Direction

One of the reasons our sales growth was so minimal for several years is because we were approaching it the wrong way. As a company, we attended a verkooptraining seminar last fall, and we learned so much from it. My own approach was always to sell the company to prospective customers, and that was the wrong approach. You may wonder how that is even possible because that is exactly what I thought too. However, I quickly came to understand that I would have better luck if I sold myself to the customer first.

The customer may have the need for what my company offers, but I have to sell myself first.… Read More

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12 fun facts about Newcastle

Newcastle Upon Tyne is one of many highlights in the North of England. While most in the UK refer to locals as Geordies, nevertheless, the city has played an important part in the history of the UK. It’s technological achievements and past industries have made it an important hub of commerce and culture.

But there are some surprising facts about the city that you may not know. Every city has its fun facts and secrets; Newcastle is no different. To really enjoy the city of Newcastle, you should book your stay with thesqua.re, a global marketplace for serviced apartments that ticks all the boxes for business and leisure travellers.

Below, you can discover more about the city in 12 fun facts:

  1. There are seven bridges in Newcastle upon Tyne

Yep, that’s right. There are seven bridge in Newcastle that cross the river in the space of half a mile. … Read More

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How to Remortgage With One’s Current Lender?

Remortgaging can save homeowners thousands of pounds over the term of their mortgage, allowing them to avoid hefty interest hikes and to take advantage of attractive competing offers and texas cash out refinance. While many borrowers assume that a remortgage requires them to go with a competing financial institution from the one they are currently with, the truth is that staying with one’s current lender could be more advantageous. Many lenders offer loans to current borrowers that are not only designed to maintain their customer base but can also be more competitive than what is on offer from other lenders. Staying with one’s current lender, however, requires a bit of extra research as many of the best deals for existing customers are not published online. With this in mind, this article will look at the advantages of staying with one’s current lender, and how to find the best mortgage … Read More

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Getting a Mortgage in Portugal

Thinking of buying property in Portugal but unsure about getting a mortgage there? Don’t worry – getting the mortgage in Portugal is not rocket science. Here are a few things you need to know.

The basics

While it’s possible to get a 100% mortgage in Portugal, the most common maximum loan-to-value ratio is between 75% and 80%. Dallas FHA Loans terms can go anywhere from 10 to a maximum of 30 years. The maximum age for completely repaying loans is 75 years old.

The loan currency will be in euros. We highlight this fact because, if your income is in pounds, you should be aware that you will be incurring a currency risk. Should anything cause the euro to strengthen against the pound, it will positively affect the amount of money you will need to Mortgage lender in houston.

If this detail causes you some worry, then remember that … Read More

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How Do Nurses in the UK Finance Their Training?

Until 2017, people wishing to become a nurse were eligible for an NHS bursary.  This annual funding, which didn’t have to be repaid, recognised the fact that nurses were unlike other undergraduates in that they were expected to take on work placements in hospitals and were therefore effectively employed from the very start of their course.

The whole situation changed in 2017 when nursing courses came under the Student Loan Company of each country in the UK with slight variations on what was on offer.  Not only did this mean that student nurses in England had to pay for their tuition fees (of approximately £9,000 per year), but they also had to apply for a maintenance grant to cover their living expenses.  In effect, they were paying to work for the NHS. This is in direct contrast to all other courses which have a work placement (or sandwich year). On … Read More

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